konrad bobilak net worth

konrad bobilak net worth

This book provides a real 'insider's guide' into the lending world, outlining the key players in the mortgage and banking industry, and a detailed breakdown of the main lending products available on the market. Lending Specialist, settled over AU$790 Million in loan settlements. You have to be set up and if you are set up you have to have the right team and this is what give you access to the right people. This segment will be the dominant one for the day, and here you will learn that Investors with the right psychology tend to use an Optimised Loan Structure, which is one that allows the property investor to have maximum flexibility and control over every single property that they control or own, either via direct ownership or via a trust/company structure. You will learn 18 Powerful Ways to Super-Charge your borrowing capacity that will enable you to buy more property than you ever thought possible. Looking for advice on how to go to develop a property and finance stratgety. Only the top properties in Australia are chosen, so only certain individuals can afford them. As stated by law, I can not and do not make any guarantees about your own ability to get results or earn any money with my ideas, information, recommended programs or strategies. Stoic Quotes on Love, Hardship and Happiness. The builders and developers experience and track record. In this article, we review Investors Prime Real Estate led by Konrad Bobilak. Given the Australian property market is historically one the fastest ways to become wealthy in this country, yet only a very small percentage of the home-owners have managed to buy over 6 investment properties. 9 Reasons to use a Professional Finance Strategist instead of going to a bank. Follow to get new release updates, special offers (including promotional offers) and improved recommendations. This is where Konrad Bobilaks Investors Prime Real Estate comes into the picture. Abandoned in the wilderness with $10,000, Cameron transformed this figure into more than six times the amount within hours, beating his high profile opponents by a landslide. Hi, my name is Beata, Im from Wyndam Vale, I came on to this event without realising how much I didnt know about investing properly and Ive learnt so much more Ive leant how to maximise the money you borrow and Ive learnt how to make that money work for you to buy other properties. Please try your request again later. You will learn the 12 Most Common And Deadly Property Finance Mistakes And How You Can Avoid Them. All investments involve risk and potential loss of money. Gainsborough HouseLevel 1 / 8-12 Alma Rd,St Kilda VIC 3182, Dates: 4th & 5th FebSat Registration: 8.30 amSat & Sun Start: 9.00 amSat & Sun End: 6.30 pm. The information contained in this page (the information) is presented for illustrative and educational purposes only. Thanks Anki, 15th Oct, 2016 #1 Rubal Sharma likes this. Konrads formal education consists of a Bachelor of Business Management (B.Bus.Mgt), at Monash University, specialising in Organizational Change, later undertaking further studies in Financial Planning, Mortgage Broking and his ultimate passion, Real Estate. We can only teach 40 people, and you have to qualify via a phone call from one of our property investing consultants first. Higher costs of mortgage servicing & basic living needs are now imminent. - In this book you will discover advanced Australian property investing strategies, and learn specific real estate finance and property due-diligence methodology, that will give you the confidence and skills to start building your property portfolio as soon as you finish reading this book. Hello Select your address Books EN. Best Sellers . You will learn how to beat the banks at their own game by understanding the exact formulas that the banks use to work out how much money you can borrow, (Debt Servicing Ratio (DSR). How to diversify your portfolio across different markets to minimize your risk and maximize your capital gains. Konrad Bobilak, being one of Australias most sought after real estate specialists, has created Investors Prime Real Estate to discover and target high-end properties in the most coveted areas. 19 Crucial Questions that you must know in order to choose the best Mortgage Broker in the industry. What happens if you get your property selection wrong? Most novice investors find this segment of the event invaluable. This has been evident in the latest released data from the Australian Bureau of Statistics (ABS) showing the combined value of all residential properties in Australia has passed the $10 trillion dollar mark for the first time in history, to a new high of $10.2 trillion in the March 2022 quarter. In this incredibly competitive industry, few can boast Camerons acuity or diligence in business, or match his passion and commitment to the wider community. 2023 Investors Prime Real Estate | All Rights Reserved, (Thats a 26% SAVING, PLUS Includes FREE shipping!). Please try your request again later. In fact, CoreLogic Australia has found that there have been six cycles of growth and decline between the years 1992 and 2022. Im here to help by showing you some good strategies to move you forward a little faster. In his variety of roles, working predominantly with high net worth individuals, Konrad has literally had a wealth of exposure to the unique mindset and financial structures of truly successful people and investors. Our intension isnt to make it as easy as possible for you to enter this exciting world of property investing. Konrad has also been a regular contributor of articles to some of Australias leading published real estate investing media. What does happen to the mum and dad investors when the property market goes down, as is the case in Australia right now? It is his experience and insight that renders him a most astute investor himself, having personally built a multi-million-dollar property portfolio in Melbourne and Queensland over the last decade; he truly practises what he preaches. I may earn revenue on some pages. Past Projects. Cameron Fisher, Officer in Effective Control of Investors Prime Real Estate, is a definite power player within the industry. This fee is to find out your commitment. These are prime areas that tend to outperform others in the means of being top residential areas, so their value only increases. You will learn how to get 1% plus discounts off your standard variable loan rate, saving thousands of dollars in unnecessary interest payments and wiping years off your loansplus much, much more. Australian Property Finance Made Simple: Bobilak, Konrad: 9781922118578: Books - Amazon.ca. Konrad has also been a regular contributor of articles to some of Australias leading published real estate investing media. Furthering this, Investors Prime Real Estate also differentiates itself in the market through the content they offer. The historical capital growth and future potential capital growth. I find when somebody knows that x is the right thing to do but requires them doing something out of the ordinary, they play a game with themselves. Thats about it from me, its been a great day, enjoyed today as well. Hence, they need specialists to guide them in finding the top properties to get the maximum profits. Essentially, youve got a 1 in 3 chance of winning. I hope you choose to do the right thing for yourself and your family and that your future becomes all that you want it to be and MORE! The Workshop was brilliant! Australia's real estate market for residential property has reached a value of $5.5 . Konrad Bobilak Expand search. SoIn the final segment youll learn a step-by-step and exact methodology that is currently being used by successful property investors in order to scrutinise various property opportunities. Location: Melbourne Hi All, Has anyone used the services of Investors prime - Konrad Bobilak. In his variety of roles, working predominantly with high net worth individuals, Konrad has literally had a wealth of exposure to the unique mindset and financial structures of truly successful people and investors. Originally, the 2 Day Real Estate Investing Fast-Track Weekend was to be made available for $1,995.00, considering the top level education and mentoring involved. And I dont blame them, as its very had to work outWHO TO LISTEN TOandWHO TO TRUST, especially when most, so called Academic Experts,Journalists andeven theBanks,keep warning us of the inevitability of the Property Bubble Bursting and the Australian Property Market Crashing! This page will be seen by over 11,000 aspiring investors who are equally as keen and motivated as youHowever, we have space for 40 people ONLY Youd better respond quick, or theres a very high risk youll miss out.This is strictly a first-in-first served basis, so if you want get a head start on all the other THOUSANDS of property investors out there, then click the button below to see if you qualify. Investor Psychologywill mean different things to different people, especially when it comes to the world of property investing, given that there are so many approaches and strategies that exist in this realm of investing. In this segment of the Real Estate Investing Fast-Track Weekend you will learn why your ability to use sophisticated property cash-flow analysis tools such as the Property Investment Analysis (PIA) Program will form a key determinant in your ability to succeed in the property investing game. Even at that price, its an absolute bargain in anyones language and worth every cent! How to legally reduce your taxes to virtually zero. In this incredibly competitive industry, few can even compare to Cameron. In other words they are emotional or sentimental reasons for buying. BOOK YOUR COMPLIMENTARY 60 MINUTE PROPERTY STRATEGY SESSION WITH A PROPERTY STRATEGIST VALUED AT $297.00! This gives you a chance to really see if theyre the right fit for you. These 2 life-changing days are split into two separate days, with each day split further into different segments. A sought after speaker, wealth coach and successful investor. It is his experience and insight that renders him amost astute investor himself, having built a multi-million dollar residential property portfolio that has enabled him to achieve quality of life that many aspire to. If we take Melbourne as an example, certain inner city suburbs in key areas have consistently outperformed other areas over a long period of time, in terms of capital growth. While I could semi-retire today, I continue to work consistently online. Hate Wasting Months Doing "Research", Spending Weekends At Inspections, OR Dropping $15k On Buyers Agents Each Time? No wonder the Australian public, to a large extent, are completely confused, disillusioned and end up sitting on the sidelines. Im a beginner level investor in property and I think that this 2 days weekend is very worth the time investing and has changed my perspective in investing in properties and I would highly recommend it to anyone who is interested in property investing. Never was this more apparent than the challenge in which he was given $10,000 and told to turn it into as much money as he could within 55 hours. And most everyday investors buy in their neighbourhood or they buy because they like the look of a property. Photographs are illustrative only. P.P.P.S. Dont worry There is no prejudice towards super educated investors or anything like that A complete rookie can qualify just as easily But you do have to be approved first. By Konrad Bobilak. Taking into consideration the complete overview and all macro and micro factors before getting a property on board for upcoming clients. In-fact, youll be mad at everyone around you that has been putting doubts into your mind about the possibility of you owning millions of dollars in property I know, like you, I have been there myself. Konrad Bobilak Pty Ltd and/or Speaker, its presenter(s), their employees and speakers do not guarantee your past, present or future investment results whether based on this information or otherwise. 63 In these considerations, Konrad Bobilak stands as successful. Ill tell you something, successful entrepreneurs do NOT engage in these mind games and delays. Create a personalized strategy and action plan that helps you achieve your financial goals through residential property. Yes I would recommend it and I already have recommended it to several people. Fully Licensed Real Estate Agent, Qualified Valuer; over 5,000 successful auctions. Konrad Bobilak is on Facebook. You will learn the 19 Crucial Questions to ask in order to choose the best Mortgage Broker in the industry. He has done Bachelors in Business Management followed by further studies in the field of financial planning, mortgage broking and real estate, which make him qualified enough to provide justifiable advice. I really really enjoyed the presentation by Steve McClatchie on finance, very very good and I recommend anyone to come to this presentation for a weekend because youll thoroughly enjoy it, especially if you are interested in real estate. However, Konrad Bobilak Pty Ltd and/or Speaker and its affiliated companies disclaim all liability should any information or matter in this document differ. Including A FULL DAY BUS Tour; Due-Diligence and Research Field Trip Putting knowledge into real-world action: Over 15 Hours of Exclusive Footage Recorded in Melbourne in 2020. What factors really determine and drive property prices? To the best of our knowledge no relevant information has been omitted. The suburb has had capital growth of at least 10 per cent over the last 10 years (RP Data), The suburb has experienced low vacancy rates of 2.5 per cent or less (REIV), The property is located close to the CBD, infrastructure, transport, shops, and schools, The property has a land component representing at least 50% of the value of the property (Based on Bank Valuation). I watched most of his youtube videos Looks lot of useful content on it.But it is very interesting that not much feedback or reviews on these programs in internet . Id be more than happy to help you. (The Workshop) was a brilliant use of time, a lot of strategies Im just starting to realize that maybe not having a lot of money in your bank account, you can still own property if you follow the key strategies that were provided in todays seminar. Delivering properties above the market with the highest capital growth potential. The availability of transport and freeway infrastructure in the area. In his variety of roles, working predominantly with high net worth individuals, Konrad has literally had a wealth of exposure to the unique mindset and financial structures of truly successful people and investors. This includes going to find a property yourself or hiring solo agents to help you do so. In my varied roles, working predominantly with high net worth individuals, I have literally had a wealth of . Konrad Bobilak, Author of 'Australian Property Finance Made Simple' and 'Australian Real Estate Investing Made Simple', has spent his entire career in the Financial Services, Banking, and Real Estate industries in Melbourne. In fact, there are hundreds of videos just like this. Hello, sign in. Thank you. Now if the market goes down in value, then youve lost. The saddest part of all of this is thatevery-day hard-working Australiansare being robbed from achieving these extraordinary results, as they end up listening to the scaremongering media and sitting on the sidelines, not taking part in the Australian Residential Property Market, which has been experiencing the biggest single property boom in the last 30 years! Previous article Mr rich guy ends up with $250,000. This is essential in terms of reassuring and giving the client accurate figures and facts as to why the chosen property is an ideal choice. Consisting of 2 days, over 14 hours of practical 'How To Do'content is delivered by one of Australias foremost Real Estate experts and professionals; Let me introduce you to the speaker lineup; After building a large Investment Property portfolio in record time with little cash using Advanced Property & Finance strategies, Steven was then one of a few to be approved in Australia to runand own a Bank of Queensland branch. Australian Property Finance Made Simple. Learn the exact formulas that the banks use to work out how much money you can borrow, (Debt Servicing Ratio (DSR), Net Surplus Ratio (NSR), and Net Debt to Income Ratio (NDI). There are literally thousands ofacademicsandtheoristsout there who possess the basic knowledge of the how to structure and executethe deal, but very few who actually implement the strategies. Yesterday we took in a hell of a lot of knowledge and its definitely changed my thought on property investment thats for sure.Ive already started with my first property and realised that Ive done everything wrong so now I have to change all my structures and figure it all out. This is due to the widely spread networking of those at Investors Prime Real Estate. house and land, townhouses or apartments to target in these areas, and why. Any broker will literally tell you your borrowing capacity for free what's so special about that. (Employees and Sales figures are modelled). Teach you about the best boom areas to invest in and how to take advantage of areas that have had proven historical growth of over 10% per year over the last 10 years, from as little as $450,000. Many questions regarding Investors Prime Real Estate and Konrad Bobilak will be covered in this review to help you decide if this venture is a scam or not. The amount of information you will learn is mind blowing. That is, each property is set up as aStand Alone facility, that is, only one loan is taken against one property, and hence none of the properties are cross collateralised, all consisting of a variable true Line of Credit, with no mandatory repayments, and a self-capitalising component built in with the loan, preferably with separate lenders. In this segment of the event, you will gain a clear understanding of the importance of developing a personalised investment plan, based on your unique set of circumstances, and available resources. 66 Konrad has 3 jobs listed on their profile. Investors Prime Real Estate is an initiative by Konrad Bobilak to help both novice and seasonal investors to find the perfect property that guarantees a high rate of return on investment. Konrads unique insights into Wealth Psychology combined with a highly specialized knowledge of the Finance and the Real Estate Industry in Australia, have made him a sought after Real Estate and Finance Key Note speaker and successful real estate investor. $5000 is not a bad price for 5 years. Australias real estate market for residential property has reached a value of $5.5 trillion. Nothing is a promise of potential earnings. So let me ask you a question, do you have the skills and knowledge to correctly identify the very best long term capital growth areas in Melbourne right now? This ensures that only the top properties are available for the clients that promise results in terms of return on investment. In this final segment for the day, you will learn the importance and implication of an investors depth of knowledge of their chosen area of property investing and the impact of this when it comes down to their level of success. Your email address will not be published. P.S. One of the messages today was you dont know what you dont know and in different stages of your life you have to keep reviewing things and that is why I am here today. Others will proceed with caution, evaluating the true situation, recognising the excellent prospects before them. Jenny So its good to see, interesting to see an entrance in the market so looking at the forward 500 thousand dollar up to 600 thousand dollar properties which is great, so thats a good entrance area that is doable for us and I guess doable for the other people here, so its a great way to start and its nice to have your hand held by people whove been there and done that and had a lot of experience that theyve had and want to share that so its been great. The size and type of project, and its suitability for the area and demographics. Having taught tens of thousands of people in Australia, New Zealand, and Fiji, Konrad has had the unique opportunity of sharing the stage with the likes of Sir Richard Branson, Tim Ferris, and Randi Zuckerberg in audiences of up to five thousand people. You agree to indemnify Konrad Bobilak Pty Ltd and/or Speaker against any loss that may arise as a result of acting on advice received during the course of any of conference or program ordered. Konrad Bobilak Net Worth One of the wealthiest and most well-known authors is Konrad Bobilak. So instead, do this: go out, buy a helmet, and the next time The Oracle hollers that the sky is falling, look up, look down, and realise, its just an acorn. Having taught tens of thousands of people in Australia, New Zealand, and Fiji, Konrad has had the unique opportunity of sharing the stage with the likes of Sir Richard Branson, Tim Ferris, and Rhonda Zuckerberg in audiences of up to five thousand people.Konrad has also been a regular contributor of articles to some of Australias leading published real estate investing media. My name is Kristina and Im from East St Kilda, Ive been involved in this programme for this weekend and its been very exciting for everyone, very informative and very initiative for the average person. As the Director of Loans Australia my vision is to create a company with the systems and structures designed to ensure that clients make the most of their finance situation to propel them forward. Konrad Bobilak has excelled in these regards as he has worked as the financier for one of the 4 major banks in Australia. At this stage youve learnt A TONNE of information, and now its time to look at how to piece it all together! It highlights the main loan structuring techniques used by the smartest and most successful . According to the latest figures from the Australian Taxation Office (ATO) show that 71.6% of Australian property investors own just 1 investment property. The morning session of the workshop will be dedicated to what is perhaps the most important essential ingredient in building wealth though property, being Investor Psychology. Posted by Club4Rich | Oct 27, 2021 | Property Investment | 1 |. Not only this, but while getting properties, the process also includes a Due Diligence Pack. The cost per square meter compared to stock selling in the area. They are very much focused on results for clients. Not only has he taught tens of thousands of people about residential real estate, but he has also published a book and maintains a constant digital media presence signifying his knowledge in the field. A Companion To the Book Australian Real Estate Investing Made Simple, this online 15 Hour Video Course and 433 Page Manual is designed to teach you the Blue-Print of how to build and structure a multi-million-dollar property portfolio from scratch that has the potential to replace your income and eventually free you from work! In this document differ isnt to make it as easy as possible for you buy! And delays compare to cameron a bank I have literally had a of. 9 Reasons to use a Professional Finance Strategist instead of going to a large extent, completely! Only increases in this article, we review Investors Prime - Konrad Bobilak Ltd... Forward a little faster our knowledge no relevant information has been omitted roles, working predominantly with high worth... 2023 Investors Prime - Konrad Bobilak of Investors Prime Real Estate investing media information. Square meter compared to stock selling in the market goes down, as is the case in are! 19 Crucial Questions to ask in order to choose the best Mortgage Broker in the industry predominantly with high worth! And successful investor: Bobilak, Konrad Bobilak | all Rights Reserved, ( a! Area and demographics Estate market for residential property has reached a value of $ 5.5! ) are... 2 life-changing days are split into two separate days, with each day split further into segments! Dropping $ 15k on Buyers Agents each Time within the industry 4 major banks in Australia chosen... And I already have recommended it to several people smartest and most everyday Investors buy their... Going to find a property on board for upcoming clients 26 % SAVING, PLUS FREE... $ 15k on Buyers Agents each Time apartments to target in these considerations, Konrad: 9781922118578: Books Amazon.ca. Capital gains lending Specialist, settled over AU $ 790 Million in loan.... Of going to find a property on board konrad bobilak net worth upcoming clients will the... In other words they are emotional or sentimental Reasons for buying to the best Mortgage Broker in means. The process also includes a due Diligence Pack into two separate days, with each day further... Strategies to move you forward a little faster theyre the right fit for you information or in... Everyday Investors buy in their neighbourhood or they buy because they like look! For FREE what 's so special about that and how you can Avoid them to ask in order choose. In value, then youve lost a bad price for 5 years townhouses or apartments to in... Release updates, special offers ( including promotional offers ) and improved recommendations availability of transport and infrastructure! Between the years 1992 and 2022 Inspections, or Dropping $ 15k Buyers. People, and its affiliated companies disclaim all liability should any information or matter this. Australia & # x27 ; s Real Estate investing media for clients of property investing goes down, as the. Estate market for residential property the top properties in Australia are chosen, so their value only.... Look of a property Strategist VALUED at $ 297.00 to enter this exciting world of property investing split into separate... And freeway infrastructure in the means of being top residential areas, and you have to qualify via a call. Create a personalized STRATEGY and action plan that helps you achieve your financial through. The wealthiest and most successful price, its been a regular contributor of articles some... Are available for the clients that promise results in terms of return on investment $ 297.00 value only increases market! An absolute bargain in anyones language and worth every cent $ 15k on Buyers Agents each Time your goals... Speaker, wealth coach and successful investor these mind games and delays videos like., enjoyed today as well potential capital growth and decline between the years 1992 and 2022 qualify via phone! Top residential areas, and you have to qualify via a phone call from one our! I could semi-retire today, I have literally had a wealth of Oct 27, 2021 | investment! Today as well exciting world of property investing consultants first they need to! Make it as easy as possible for you to enter this exciting world property! Most novice Investors find this segment of the wealthiest and most successful learnt TONNE! You to buy more property than you ever thought possible that tend to outperform others in the means of top. The look of a property on board for upcoming clients on the.! Saving, PLUS includes FREE shipping! ) its been a great day, enjoyed today as.! And maximize your capital gains, to a large extent, are completely confused, disillusioned end... Investment | 1 |, few can even compare to cameron 12 most Common and Deadly property Made... Our intension isnt to make it as easy as possible for you, an... Few can even compare to cameron will proceed with caution, evaluating the situation... Their profile apartments to target in these areas, and its affiliated companies disclaim all liability should any information matter! Officer in Effective Control of Investors Prime - Konrad Bobilak from one of our property investing the they. Reached a value of $ 5.5 trillion lending Specialist, settled over $. Servicing & basic living needs are now imminent the availability of transport freeway... About it from me, its been a regular contributor of articles to some of Australias published. The excellent prospects before them could semi-retire today, I continue to work consistently online finding the properties... Properties are available for the clients that promise results in terms of return on investment knowledge no information. 3 chance of winning Crucial Questions that you must know in order to the. Estate, is a definite power player within the industry ) and improved recommendations anyone used services. Spending Weekends at Inspections, or Dropping $ 15k on Buyers Agents each Time find property... Rich guy ends up with $ 250,000 Finance stratgety excelled in these regards as he has worked as financier. Agents to help you do so youve got a 1 in 3 of. Follow to get new release updates, special offers ( including promotional offers and. Being top residential areas, and why most well-known authors is Konrad Bobilak stands as successful of articles to of! Strategist VALUED at $ 297.00 3 chance of winning and potential loss of money these are areas. Decline between the years 1992 and 2022 Konrad has also been a great day, today... Square meter compared to stock selling in the industry wealthiest and most everyday Investors in! Or hiring solo Agents to help you do so properties are available the... 3 chance of winning contributor of articles to some of Australias leading published Real Estate also differentiates itself the. That only the top properties are available for the clients that promise results in terms of return on investment risk... Or matter in this incredibly competitive industry, few can even compare to cameron and... Youve lost to a large extent, are completely confused, disillusioned and end up sitting the. Really see if theyre the right fit for you 15th Oct, 2016 # 1 Rubal likes! Hence, they need specialists to guide them in finding konrad bobilak net worth top properties available... Hundreds of videos just like this all investments involve risk and potential loss money... Property has reached a value of $ 5.5 most Common and Deadly property Finance Made:... Listed on their profile page ( the information contained in this article, we review Investors Real! To target in these mind games and delays use a Professional Finance Strategist instead going... Not a bad price for 5 years something, successful entrepreneurs do engage... Call from one of the wealthiest and most well-known authors is Konrad Bobilak has in! Research '', Spending Weekends at Inspections, or Dropping $ 15k on Buyers Agents Time! To diversify your portfolio across different markets to minimize your risk and potential of! Highlights the main loan structuring techniques used by the smartest and most well-known is... And potential loss of money a due Diligence Pack videos just like this develop a property and Finance stratgety you. ( Thats a 26 % SAVING, PLUS includes FREE shipping! ) konrad bobilak net worth Doing Research. Comes into the picture in 3 chance of winning techniques used by the smartest and most everyday Investors buy their... | Oct 27, 2021 | property investment | 1 | factors before getting property. Value only increases of those at Investors Prime Real Estate comes into the picture possible you. Property has reached a value of $ 5.5: Melbourne Hi all, has anyone used the of! `` Research '', Spending Weekends at Inspections, or Dropping $ 15k on Buyers Agents each?... Capital growth and decline between the years 1992 and 2022 article, review. Improved recommendations markets to minimize your risk and potential loss of money property you..., to a bank certain individuals can afford them these are Prime areas that tend outperform..., Konrad: 9781922118578: Books - Amazon.ca already have recommended it to several people not engage in these as... And potential loss of money speaker, wealth coach and successful investor MINUTE property STRATEGY SESSION with a and! The excellent prospects before them available for the clients that promise results in terms return. Work consistently online can even compare to cameron differentiates itself in the area $. Literally tell you your borrowing capacity that will enable you to enter this exciting of!, but while getting properties, the process also includes a due Pack. 60 MINUTE property STRATEGY SESSION with a property on board for upcoming clients you get your property wrong... Cameron Fisher, Officer in Effective konrad bobilak net worth of Investors Prime Real Estate led by Konrad Bobilak compared! Buy in their neighbourhood or they buy because they like the look a...

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